About Flooding

Floods are usually caused by heavy or prolonged rainfall but can also occur due to landslides blocking river channels, failure of dams or hydraulic structures, high sea levels, or coastal innundation. They are New Zealand’s number one hazard in terms of frequency, losses and declared civil defence emergencies. Flood events are expected to increase in frequency and intensity due to climate change.

The Bay of Plenty is particularly susceptible to flooding due to its eight major river catchments (Wairoa, Kaituna, Tarawera, Rangitāiki, Whakatāne, Waioweka, Mōtū and Raukokore), low-lying areas, high groundwater levels, and urban development. These factors combined increase the region’s exposure to flood risk.

Pro tip!

If you live in a flood-prone area, consider storing sandbags to help protect your home should the need arise.

Are you prepared for flooding?

Are you covered for a natural hazard event?

Visit the Natural Hazards Commission website to learn more about natural hazard insurance, claims and reducing the impacts of natural hazards.